Pricing & Fees

Low Costs.
Full control.

Get a clear view of processing, network, and on-ramp fees — so you can stay in control and keep more of your revenue.

350+
Currencies
0.50%
Service fee
5 min
Average tx time
24/7
Support

Why businesses choose
crypto payments

Tiny fees

Save up to 80% on transaction costs compared to traditional gateways.

Fast transfers

Get your funds in minutes — no waiting or delays like with banks and cards!

Global access

Handle payments anywhere — no borders, no regional restrictions, just opportunities.

New audience

Accepting digital assets boosts conversion from high-intent Web3 customers.

Contact us
Maximum Profitability

Crypto cuts the fees.
Not your profits.

Stop losing money — for a $100 payment, you'll receive almost 100% with standard crypto transfers compared to traditional methods losing up to 5% instantly.

$99.50
AlbaPay
$97.10
Visa / MC
$96.50
PayPal
$96.80
Stripe

Know your fees — stay in control

Deposits

Receive crypto payments directly to your wallet or store funds on Custody account

0.50% fee for payments without conversions + network fee

1% fee for conversions/fiat-ramp payments + network fee

Off-chain Conversions

Convert one cryptocurrency into another without leaving your platform — no blockchain transaction required

0.50% fee

Withdrawals & Mass Payouts

Send funds from your Custody balance to any address in just a few clicks

0 service fee, network fee only

How fees are charged

01

User sends crypto

The user sends funds from their wallet to a deposit address we generate. They pay the usual network fee on their side.

02

Funds go through our system

We transfer the payment for processing and conversion. At this point:

  • • A network fee is deducted from your deposit amount
  • • We apply a 0.50% service fee, depending on the payment type
03

You get paid 🎉

FAQ

What fees do you charge? +
We charge a standard 0.50% service fee for all incoming transactions. If a fiat conversion or off-chain exchange is requested, an additional small fee may apply. Setup and monthly subscriptions are completely free.
When are the fees deducted? +
Fees are automatically deducted transparently at the time the transaction passes through the blockchain. The amount arriving in your custody account or final wallet is net of our 0.50% fee.
Do you charge fees for withdrawals? +
AlbaPay charges exactly zero percent (0%) for withdrawals and mass payouts. The only cost incurred during a withdrawal is the mandatory network/miner fee charged by the blockchain itself, which we pass on exactly at cost.
Are there additional fees from fiat providers? +
Yes, if you choose to on-ramp or off-ramp directly to a traditional bank account, our fiat liquidity partners may charge their own processing fees. These range usually from 1% to 2% depending on region and currency.
How do blockchain network fees work? +
Network fees are paid directly to miners or validators to process your transaction. These fluctuate based on network congestion (especially on Ethereum). Using chains like Polygon, TRON, or Solana ensures these fees remain fractions of a penny.
How can I minimize fees? +
To minimize network fees, encourage users to process transactions via Level 2 networks (like Polygon, Arbitrum) or high-speed Layer 1s (like Solana or Binance Smart Chain). To minimize service fees, avoid redundant cross-chain swapping.
How much do you charge for currency conversion? +
Currency auto-conversion (like a user paying in BTC but you settling in USDT) incurs a flat 0.50% conversion fee on top of the transaction fee, to cover exchange slippage and liquidity processing.
Are there any hidden fees? +
Absolutely not. What you see is what you pay. No setup fees, no monthly gateway access fees, no PCI compliance fees, no statement fees, and incredibly important—no chargeback penalty fees.